Coverage may not be available in all jurisdictions. Please refer to the actual policies for terms, conditions, and exclusions of coverage. It limits access to your credit report unless you lift the freeze, or 'thaw' your credit. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. A credit freeze, also known as a security freeze, is a tool designed to help protect you from fraud and identity theft. To opt out of such pre-approved offers, visit All three major credit bureaus, Equifax included, allow you to freeze your credit online, by phone or by regular mail. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score or monitor your credit file Federal, state and local government agencies companies reviewing your application for employment companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe for fraud detection and prevention purposes and companies that wish to make pre-approved offers of credit or insurance to you. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. You may cancel at any time however, we do not provide partial month refunds. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. We will require you to provide your payment information when you sign up.
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